Citibank, Your Security Breach Is Not A Credit Reporting Sales Opportunity
Joy. Citibank closed my credit card today, not because of anything I did but because of some unknown merchant problem. Aside from being an inconvenience to me, Citibank also apparently thought it was a...
View ArticleThe Sorry State Of Children’s Bank Accounts
In the UK, children’s savings account are common. My kids have two of them there with different banks. Both came with special features designed to encourage them to save — a little plastic bank to sort...
View ArticleWhat’s The Deal With The Downtime, Egg?
Years ago, my internet bank of choice was Egg. High interest rates on savings, and then later I did an offset mortgage with them. But Cahoot later gave much better rates, so I moved most of my banking...
View ArticlePlease, Cahoot, May I Have Another Chequebook?
I love Cahoot, my main online bank here in the UK, but I fear the days of its stingy chequebook policies have returned. I’m back to begging for a new one, something that will sound especially strange...
View ArticleUnexpected Building Society Windfalls
When I first came to live in Britain about 10 years ago, there was a wave of building societies being turned into banks — and cash windfalls for the building society shareholders. Building societies...
View ArticleThe Northern Rock Bank Run & Outdated FDIC Limits
Photo By Dominicspics, Used Under CC licence. When I was in high school, I remember reading about how the Federal Deposit Insurance Corporation was set up during the Great Depression as a way to ensure...
View ArticleIf It’s My Credit Report, Why Can’t I Fix It Or Always Have It For Free?
For all the concerns people have about internet search, privacy and “all that info Google knows about us,” I remain amazed at how much power credit reporting agencies have to really dick with our lives...
View ArticleCheapskate Investment Analysts & The Financial Crisis
From time to time over the years, I’ve had various investment analysts want to talk to me about my thoughts on how a particular search company might do. What cracks me up is that invariably, they think...
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